Ohio Department of Insurance OH-Life-Agent-Series-11-44 Q&A - in .pdf

  • OH-Life-Agent-Series-11-44 pdf
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jun 06, 2026
  • Q & A: 107 Questions and Answers
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  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
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  • Q & A: 107 Questions and Answers
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Q&A - Testing Engine

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  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jun 06, 2026
  • Q & A: 107 Questions and Answers
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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An insured wants to purchase a policy with three key elements: flexible premium, death benefit, and the choice
of mutual funds where the cash value will be Invested In a separate account. The Insured should purchase

A) graded premium whole life.
B) variable universal life.
C) adjustable life.
D) universal life.


2. The only beneficiary named in a life insurance policy died before the Insured. The policyowner did not name a
new beneficiary. When a claim is filed, the death benefit would be paid to the

A) policyowner.
B) Insured's next of kin.
C) beneficiary's estate.
D) insured's estate.


3. In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

A) any type of distant family relationship exists with the insured party.
B) the interest exists at the time of death.
C) any type of business relationship exists between the insured party and the beneficiary.
D) the interest exists at the time of application.


4. Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the
following?

A) Misrepresentation
B) Concealment
C) Coercion
D) Forgery


5. Which activity does NOT require an Insurance agent's license?

A) selling
B) soliciting
C) underwriting
D) negotiating


Solutions:

Question # 1
Answer: B
Question # 2
Answer: D
Question # 3
Answer: D
Question # 4
Answer: A
Question # 5
Answer: C

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